Income Tax Planner India – Tax Saving Calculator

The Tax Optimizer

Annual Earnings
Gross Taxable Salary
Other Income (Rent/Interest)
Deductions (Old Regime)
Standard Deduction₹75,000
80C (ELSS/PPF/LIC)
80D (Health Insurance)
HRA / Home Loan Int.
Slab-wise Breakup (Selected Regime)
Income SlabTax RateTax Amount
Regime Efficiency
Recommended Regime

NEW

Saves: ₹0
Old Regime Tax₹0
New Regime Tax₹0

The Opportunity Cost

If your annual tax savings of ₹0 were invested in a 12% SIP, in 10 years you'd have:

₹ 0

What is Income Tax Planning?

Income tax planning is the process of organizing your financial activities to legally reduce your tax liability. By using deductions, exemptions, and tax-saving investments, individuals can lower their taxable income and increase long-term savings.

In India, common tax-saving options include investments under Section 80C, health insurance deductions under Section 80D, and retirement contributions under Section 80CCD. Proper tax planning helps individuals optimize their finances and build long-term wealth.